Teacher Agreement

By completing teacher registration on LearnOut and checking the acknowledgment box, you ("Teacher") enter into this Teacher Agreement with LearnOut, LLC ("LearnOut"). This Agreement governs your listing of classes, receipt of payments, and all other activities as a teacher on the Platform.

1. Independent contractor relationship

You are an independent contractor. Nothing in this Agreement or the Terms of Service creates an employment, partnership, joint venture, franchise, or agency relationship between you and LearnOut.

This means, among other things, that:

• You set your own schedule, prices, class content, location, and teaching methods without direction from LearnOut.
• You are not entitled to any employee benefits from LearnOut, including health insurance, workers' compensation, unemployment insurance, retirement benefits, or paid time off.
• LearnOut does not withhold income tax, Social Security tax, Medicare tax, or any other tax from your payouts. You are solely responsible for calculating and remitting all applicable federal, state, and local taxes on your earnings.
• LearnOut does not supervise, control, or direct the manner in which you teach. You have complete discretion over how you structure and deliver your classes, subject to your compliance with these terms and applicable law.

Tax notice: Stripe, our payment processor, files Form 1099-K for teachers when they cross the applicable federal or state reporting thresholds, which are set by law and change over time. Many states set thresholds lower than the federal one, so you may receive a form well below the federal level. LearnOut does not issue any tax forms. You are responsible for reporting all income regardless of whether a 1099-K is issued. Consult a tax professional for guidance specific to your situation.

2. Representations and warranties

By creating a teacher account and each time you list a class, you represent and warrant that:

• All information in your profile and class listings — including your qualifications, experience, certifications, and class descriptions — is accurate, current, complete, and not misleading.
• You hold all licenses, permits, and certifications required by applicable federal, state, and local law to teach the class you are listing. For regulated activities (including but not limited to cosmetology, massage therapy, food handling, electrical work, medical procedures, and childcare), you currently hold a valid license and will provide proof upon request.
• You have the legal right to use and display all photos, images, and content you upload to your profile and class listings, and that this content does not infringe any third-party intellectual property rights.
• You will comply with all applicable laws and regulations in connection with your classes, including health and safety codes, zoning requirements for your venue, and any applicable insurance requirements.
• You will not list or teach any class type prohibited under the Terms of Service.

3. Safety obligations

As a teacher, you bear primary responsibility for the safety of students in your classes. You agree to:

• Disclose all material risks associated with your class in your listing before students book. For classes involving physical activity, sharp tools, heat, fire, allergens, or other hazards, you must complete the risk disclosure fields in the class editor.
• Conduct a safety briefing at the start of every session that involves elevated risk. This briefing must cover the specific risks disclosed, protective equipment required, and emergency procedures.
• Maintain a safe, clean, and appropriate teaching environment. If you teach in your home, you represent that it is a suitable and safe environment for the students you host.
• Have appropriate first aid supplies on hand for any class involving physical risk.
• Obtain written parental or legal guardian consent before allowing any person under 18 to participate in your class, regardless of whether that person was listed on the booking.
• Immediately report to LearnOut at support@learnout.io any injury, accident, safety incident, or credible threat that occurs in connection with a class.
• Not allow any student to participate in your class who appears to be under the influence of alcohol or drugs.

Important: LearnOut's liability is limited as described in the Terms of Service. You acknowledge that you — not LearnOut — bear primary responsibility for what happens in your classes. Carrying general liability insurance is strongly recommended for any class involving physical activity, tools, food preparation, or hosting students in your home.

4. Platform fee and payouts

• Platform fee: LearnOut charges a 15% service fee on each booking. This fee is deducted from your payout. The student pays the listed price in full; the fee is not an additional charge to students.
• Stripe processing fee: Stripe charges its own payment processing fee (currently approximately 2.9% + $0.30 per transaction for US cards), which is also deducted before your payout. This Stripe fee is separate from and in addition to LearnOut's 15% platform fee.
• Payout timing: payouts are processed approximately 24 hours after a session is completed, subject to Stripe's standard transfer timelines (typically 2 business days to a US bank account).
• Payout holds: LearnOut may delay or withhold payouts in cases of active disputes, chargebacks, suspected fraud, or if your Stripe account enters a restricted or disabled state.
• Teacher-initiated cancellations: if you cancel a class or session with confirmed bookings, students receive a full refund, your transfer for that booking is reversed, and LearnOut's platform fee is refunded. Stripe's processing fee is non-refundable, and the amount of that fee will be recorded as a debt against your account and deducted from your future payouts.
• Student-initiated cancellations (within your refund window): the student receives a full refund and your transfer for that booking is reversed. LearnOut absorbs the non-refundable Stripe processing fee on your behalf — you owe nothing for the lost processing fee in this case. LearnOut reserves the right to modify this policy with notice; if your cancellation rate or refund volume becomes materially out of line with platform norms, LearnOut may discuss alternative arrangements with you.
• Student-initiated cancellations (outside the refund window): the outcome depends on the late-cancellation setting you choose for each class. If you set the class to no late-cancel refund, you receive your full payout less LearnOut's 15% platform fee. If you set the class to allow a 50% late-cancel refund, the student receives 50% of the booking price, your transfer is partially reversed to cover the shortfall, and you receive a payout equal to the remaining 50% less LearnOut's 15% platform fee on the original booking amount. In neither case is a Stripe processing fee debt assessed against your account, since the platform retains its fee in both scenarios.
• Chargebacks: if a student initiates a chargeback with their card issuer, the disputed amount plus any Stripe chargeback fee (currently $15) may be deducted from your future payouts. Excessive chargebacks may result in account suspension.

5. Cancellation obligations

• You must honor the cancellation window you set on each class listing. Changing your cancellation policy after a student has booked does not affect that student's existing booking.
• If you cancel a class or session that has confirmed students, those students receive a full refund automatically and you will receive no payout for that session. Frequent teacher cancellations may result in account review or suspension.
• If you need to cancel, you must do so as early as possible through the Platform and are encouraged to provide a reason to affected students.
• LearnOut reserves the right to cancel classes on your behalf in cases of safety concerns, legal issues, or Terms violations, without liability to you.

6. Off-platform payments prohibited

You may not solicit, accept, or facilitate payment from students for classes outside of the LearnOut Platform. This includes cash, Venmo, PayPal, bank transfer, or any other payment method not processed through LearnOut's checkout.

This prohibition exists to protect students (who lose booking protections and refund rights when paying off-platform) and to maintain the integrity of the marketplace. Violation is grounds for immediate and permanent account termination.

7. Non-discrimination

You may not refuse to accept a booking from, or otherwise discriminate against, any student on the basis of race, color, national origin, religion, sex, gender identity, sexual orientation, disability, age, marital status, or any other characteristic protected by applicable federal, state, or local law. Violation of this policy is grounds for immediate account termination.

8. Indemnification

You agree to indemnify, defend, and hold harmless LearnOut, LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) any class you teach or any activity in connection with a class; (b) any injury, death, or property damage that occurs during your class; (c) your violation of this Agreement or the Terms of Service; (d) any false or misleading information in your profile or class listings; (e) your violation of any applicable law or third-party right; or (f) any tax liability arising from your earnings on the Platform.

9. Account suspension and termination

LearnOut may suspend or permanently terminate your teacher account at any time, with or without notice, for any of the following:

• Violation of this Agreement, the Terms of Service, or any applicable law.
• False or misleading information in your profile or class listings.
• Safety incident or credible safety concern reported by a student or third party.
• Accepting off-platform payments.
• Discrimination against students.
• Excessive cancellations, chargebacks, or negative reviews suggesting a pattern of student harm.
• Any conduct that, in LearnOut's sole judgment, damages or threatens to damage the platform's reputation or the safety of its users.

Upon termination, payouts for fully completed sessions will be processed on the normal schedule. No payouts will be made for sessions that have not yet occurred at the time of termination.

10. Changes to this agreement

LearnOut may update this Teacher Agreement at any time. We will notify you by email at least 14 days before material changes take effect. Continued use of your teacher account after the effective date constitutes acceptance of the updated Agreement. If you do not agree to the updated terms, you must stop listing classes and may close your account.

11. Contact

For questions about this Teacher Agreement:

• Email: legal@learnout.io

This Teacher Agreement was last reviewed by LearnOut on June 1, 2026. It does not constitute legal advice. Consult a qualified attorney for questions about your specific situation, including tax obligations and insurance requirements.